Amwins Launches Self-Storage Insurance Program

Amwins Program Underwriters (APU) has launched a new Self-Storage Facilities insurance program designed to provide industry-specific coverage for self-storage business owners and operators. According to the company, the program addresses a range of risks facing the growing self-storage sector while offering both admitted and non-admitted coverage options.

Program Targets Growing Self-Storage Market

According to Amwins, the U.S. had more than 2.1 billion square feet of self-storage space as of 2026, and about one in three Americans currently rent a storage unit. The company said continued demand for self-storage has increased industry exposures, including property damage, vandalism, theft, sale and disposal liability, and construction-related risks.

Dan Curran, executive vice president at Amwins Program Underwriters, said the program is intended to help retail agents and brokers provide specialized protection for self-storage clients as operational risks become more complex. He said the offering combines specialized coverage with Amwins’ underwriting expertise and market access.

Coverage and Program Features

The Self-Storage Facilities insurance program includes several standard property and casualty coverages, including:

• Property
• General liability
• Excess liability
• Crime
• Equipment breakdown
• Non-owned and hired auto
• Inland marine
  
  

Additional program features include:

• Customers’ goods legal liability up to $1 million
• Sale and disposal legal liability up to $1 million
• Mobile equipment coverage
• Property enhancement endorsement
• Resident manager liability, available upon request

According to Amwins, the program is backed by an A.M. Best “A” (Excellent) rated carrier. It is available on both an admitted and non-admitted basis.

Availability and Submission Requirements

The admitted version of the program is currently available in Connecticut, Delaware, Florida, Georgia, Kentucky, Maine, Maryland, Massachusetts, New Hampshire, New Jersey, New York, North Carolina, Pennsylvania, Rhode Island, South Carolina, Tennessee, Vermont, Virginia and West Virginia. Non-admitted coverage is available in Florida, Georgia and New York.

Retail agents and brokers can submit business by providing a completed industry-standard application, a completed supplemental application, a tenant lease agreement and five years of currently valued loss runs.

About Amwins Program Underwriters

Amwins Program Underwriters is a managing general agency specializing in affinity and program management. According to the company, it has developed insurance programs for niche markets for more than 30 years and currently administers more than 40 programs that generate more than $700 million in annual premium.

Amwins, the parent company, describes itself as the largest independent wholesale distributor of specialty insurance products in the U.S. The company operates through more than 138 offices worldwide and handles more than $49 billion in premium placements annually.